The primary borrower can add one or more co-borrowers to your application. Each co-borrower then signs in and completes their own part.
Adding co-borrowers
Within the Co-borrower step , you will be prompted with 3 options.Add co-borrower myself, Invite co-borrower or No, thank you. You can add more than one co-borrower, and edit or remove them from your list.
Adding them yourself or inviting them
Add co-borrower myself.
You're asked Is this a joint application with [name]?
Do you agree to share personal and financial information with [name]
If you answer yes to both, you enter their details for them. Otherwise, they're invited and fill in their own details.
Invite co-borrower. Your co-borrower fills in their own details.
Submitting and signing
Each borrower submits their own part. After you submit, you'll see how many other borrowers still need to submit theirs
Each borrower also has their own Sign disclosures step.
Some steps, like choosing your loan and scheduling closing, are completed by the primary borrower.
FAQs
Why can't I fill in my co-borrower's application?
You can only fill in the application of a co-borrower you added with Add co-borrower myself, on a joint application with you, after answering Yes to sharing. You can do this for one co-borrower only. Anyone else completes their own application.
How do I remove a co-borrower?
Only the primary borrower can. In the Co-Borrowers step, click the trash icon next to their name, then click Yes, remove. They lose access to the application.
Why does my loan show "Co-Borrower" in My Loans?
That tag shows your role on that loan. If you're the primary borrower, no tag appears.
Questions? Contact your loan officer.