đNEW FEATURES
The loan workspace has been redesigned so you can review and update a loan faster, with more room to work. Every Application tab now edits in place, and the loan header and navigation take up less space on the page.
Loan header and navigation:
A compact loan header shows the borrowers, email and phone links, property, loan amount, status and key figures (Credit, DTI, LTV, Rate and Payment).
Click a figure to open its Financial details.
Missing figures show "â" instead of "$0" or "0.000%".
The left menu is replaced by two rows of tabs under the header, so the loan uses the full width of the page.
Tabs are grouped into Overview, Application, Product and pricing, Processing and Resources.
The Compliance tab is now called Disclosures.
Saved links still open the same tab
Application tabs:
Transaction, Borrower, Property, Income, Assets, Liabilities, REO and Declarations now edit in place. Edit a single field, or a whole section with Edit all details.
Sonar no longer fills in values you didn't choose, and blank fields show "-".
Run AUS, Search products and disclosures list each missing field with a link to it, instead of assuming defaults.
Income, Assets, Liabilities and REO show compact cards with totals for the selected borrowers.
Payoff at closing and Exclude from DTI can be switched right on the liability card.
Income can be entered per pay period (for example, Biweekly), and Sonar shows the monthly amount.
Housing expenses, taxes and insurance each have their own Monthly/Annual picker.
Phone, date, currency and percentage fields accept pasted values, and amounts edit to the cent.
Conditions:
Conditions are grouped into Ready to review, Waiting on borrower, Internal team, and Completed, each with a count.
Satisfy or reopen a condition from its row, with Undo for 10 seconds.
Add a condition inline. Company templates are suggested as you type.
Select several conditions and delete them at once.
View the Documents that are linked to the condition
Pricing:
Scenario pricing and the loan Pricing tab have a new layout, with a price breakdown and a rate ladder for each product.
Prices load when you click Search products.
Non-QM loans now return Non-QM products for lenders who price with LenderPrice. Non-QM investors must be turned on in the lender's LenderPrice account
AUS:
The "Unable to run AUS" screen is now a checklist. Each item links to the field to fix, and saving the fix returns you to AUS.
A blank citizenship or a missing purchase price now has to be completed before running AUS.
Documents:
The Documents tab has a new toolbar with search, category, sort and filters. Selected documents can be downloaded, merged or converted to PDF.
Full-window review shows the document beside its details. With AI document analysis on, it also shows the AI review, findings and facts.
Create a condition from a document, and it is linked to that document automatically.
Key dates:
Key dates is split into Loan progress and All dates, with search and filters.
Edit dates in place, and choose the milestone date instead of always using today.
Each date shows who entered it or last changed it.
Other updates:
The Order credit dialog stays the same size on every step, and borrower info shows one borrower at a time.
The Invite Borrowers to Log In dialog is easier to scan, with aligned roles, emails and statuses.
Apex tasks:
Loans Apex hasn't run on show a Run Apex card and an empty task list.
Apex or a user can mark a task step Not applicable, and the reason is shown on the task.
đ Bug Fixes
Fixed turning Exclude from DTI on or off deleting the liability's mortgage details.
Fixed saving a liability turning off Exclude from DTI on mortgages linked to the subject property.
Fixed moving or editing a mortgage on Loan Pricing changing its payoff amount and DTI exclusion.
Fixed editing the current residence clearing the name prefix, domestic relationship, HMDA visual-observation answers and unit designator.
Fixed an income save deleting a "Not Employed" employment that an income still uses.
Fixed a removed rental-income liability coming back as a blank liability.
Fixed Edit product saving the existing loan term instead of the term you picked.
Fixed address lookup saving an abbreviated or missing city.
Fixed property address saves replacing the typed address with a different address.
Fixed changes to occupancy, lien position or refinance property value not prompting for re-disclosure.
Fixed "You will need to re-disclose" showing on refinance loans when nothing disclosed had changed.
Fixed new loans being saved without a lien position. Take application now requires one, and loans created from the POS, lead import, API and MISMO import get a lien position.
Fixed DocMagic Send to signers needing a second click to send the package for signature.
Fixed loan pricing showing "No eligible or ineligible products" when the pricing reply couldn't be read. Pricing errors now show with a Try again option.
Fixed the price breakdown showing lender-paid compensation as a credit.
Fixed the AUS tab showing no error when an AUS run fails.
Fixed the Pipeline and Contacts grids showing 0/0 after closing an HMDA LAR preview.
Fixed Credco credit orders failing for borrower suffixes such as "Jr.".
For AI and API customers:
Fixed re-saving an REO property deleting its paired mortgage liabilities.
Fixed borrower, employment and declarations saves losing stored data.
Fixed liability saves deleting the property's title holders and resetting deferred student loan imputation.
Fixed REO saves clearing the owner's primary-residence link and resetting the country.
Fixed subject property saves clearing stored property details.
Fixed transaction saves resetting loan fields that weren't sent.
Ownership percentages above 100% are now rejected.