🛠️ IMPROVEMENTS
You can now manage your Title companies by adding business contacts with the type Title Agents
The standalone Title Companies "Services" tab has been removed.
The Title Order form now pulls Title Agents from your Loan Contacts.
Closing Cost refinements — Credit Type dropdown filtered by Transaction Type; Fee Payment By / Paid Details / Cure Amount handling updated for borrower vs seller splits; "Paid To" Provider auto-sets on API-pulled fees.
Seller Credit calculations — seller credit totals now correctly include the seller-paid portion of split borrower-responsible fees (e.g., a title fee split 50/50 between borrower and seller). Previously, these portions were missed unless tagged explicitly as a seller credit.
New Section L on the LE/CD/URLA for Seller Credits, Seller Concessions, and Purchase Credits (Lender Credits stay in Section J)
URLA Lender Form — Total Credits L reflects fee-level credits (seller-paid portions of borrower fees); Total Credits M captures blanket / loan-level seller credits entered directly
Calculation Card KPI — the Seller Credits value now uses the new formula so what you see in the KPI matches what flows to the disclosure
Improved Cash to Close display — the values used in the Cash to Close calculation are now clearly visible, so you can see exactly what's feeding the total instead of working backward from a single number. [hold for screenshot]
Credit Provider list updated for DU/DO ordering
✨ NEW FEATURES
Closing Costs Revamp — The Closing Costs page has been redesigned: clearer organization, smarter defaults, mobile-friendly, and dark-mode ready.
[hold for full-page screenshot]
Three clear sections — Closing Costs (transaction fees), Credits (Lender / Seller / Purchase), and Borrower POC (paid outside closing)
Add fees in-place — every section row has its own "+" button; the fee lands in the right section automatically
Smarter subtotals — each subtotal sums by the responsible party; split fees show the full value under the borrower-responsible total
Inline amount editing — For fees paid entirely by the borrower in one bucket, you can now edit the amount directly on the table — no need to open the modal.
Redesigned Add/Edit Fee modal — Fee calculation inputs (UFMIP factor, escrow schedules, broker compensation, prepaid interest) now appear on the main view in named sections instead of being tucked behind "Show advanced."
Total mismatch warning — alerts you when the section total doesn't match the sum of fees beneath it
Approved Service Providers — A new two-tier Service Provider model gives admins control over the lender's vetted vendor list and lets Sonar handle TRID tolerance correctly out of the box.
[hold for Settings page screenshot]
Two tiers — admin-managed Approved Providers (company-vetted) and loan-level providers (one-offs added by processors or LOs)
Auto-sets Borrower Shopped — true/false derives from whether the Paid To contact is on the Approved list, no manual flag toggling
Verified icon in Paid To dropdowns — approved providers show a check-verified icon so it's more clear which vendors Service Providers for your company
Admin-only management — creating or editing Approved Providers in Settings is restricted to admins; removing a provider clears the flag without deleting the underlying contact
Title Companies migrated into the unified Contacts model — the title order form now pulls from Loan Contacts
🐛 BUG FIXES
Fixed Broker Comp not being based on the Total Loan Amount
Fixed Pipeline column removal not reflecting until page refresh
Fixed Loan header not displaying the co-borrower name
Fixed Rocket callback failures across all clients
Fixed URLA Lender form showing incorrect totals for Borrower Closing Costs, Seller Credits, and Other Credits