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Q: How to modify DTI?

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Written by Hannah Levick
Updated over a year ago

Read below for how to update each section within the DTI calculation.


TOTAL INCOME

Label

Definition

Where to modify

Net Cashflow from REO

Sum of the If reo section is positive it gets added here as other income

REO tab

Gross Income from Primary

Subject property is a Primary residence and will display as gross

Property tab

Subject Property Net Cash Flow

Subject property is not a primary residence, will display as net cash flow positive (if negative will be in obligations

Property tab


TOTAL ALL MONTHLY PAYMENTS

Label

Definition

Where to modify

Proposed Monthly Payment

Property tab

Product tab (P&I ,MI)

Primary Residence Payment

only show if the subject is not a primary residence, hyperlink to REO tab

Property tab

All other Monthly Payment

subtotal for all liabilities that are marked to be "paid off"

Liabilities tab

Examples:

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