The following chart is a comprehensive list of the default key dates, as well as what milestones they trigger and whether they can be entered by a user.
Key Date | Enterable? | Triggers |
Estimated Closing Date | Yes |
|
Underwritten Pre-Approval | Yes | Moves to “Underwritten Pre-approval” |
Title Report Received | Yes |
|
Subordination Completed | Yes |
|
Appraisal Received | No |
|
VVOE Expiration | Yes |
|
Payoff Expiration | Yes |
|
Income Expiration | Yes |
|
Asset Expiration | Yes |
|
Last Action Date | Yes |
|
Last Loan Estimate | Yes |
|
Closeout Check | Yes |
|
Final Action Date | Yes |
|
TRID Date | No | Moves milestone to Application Submitted |
Lender Registered | Yes |
|
Initial Loan Estimate | No |
|
Disclosures Sent | Yes | Moves milestone to Disclosures Signed |
Disclosures Signed | Yes |
|
Rate Lock Requested | Yes |
|
Rate Lock Date | Yes |
|
Rate Lock Expiration Date | Yes |
|
LO Interview Complete | Yes |
|
Intent To Proceed Signed | Yes | Moves milestone to Disclosures Signed |
Appraisal Ordered | Yes |
|
Appraisal Waived | Yes |
|
Appraisal Due Date | Yes |
|
Payoff Requested | Yes |
|
Title Report Ordered | Yes |
|
Insurance Requested | Yes |
|
HOA Docs Requested | Yes |
|
Subordination Requested | Yes |
|
Initial Review | Yes | Moves milestone to Initial Review Complete |
Submitted to Underwriting | Yes | Moves milestone to Underwriting |
Approved Date | Yes | Moves milestone to Approved Date |
Closing Disclosures Sent | Yes |
|
Closing Disclosures Signed | Yes |
|
Clear To Close | Yes | Moves milestone to Clear to Close |
VVOE Received Date | Yes |
|
HOA Docs Received | Yes |
|
Closing Date | Yes | Moves milestone to Closing Scheduled |
Funded Date | Yes | Moves milestone to Funded |